[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.silvano.cz\/ktera-pujcka-nezklame\/#Article","mainEntityOfPage":"https:\/\/www.silvano.cz\/ktera-pujcka-nezklame\/","headline":"Kter\u00e1 p\u016fj\u010dka nezklame?","name":"Kter\u00e1 p\u016fj\u010dka nezklame?","description":"Ka\u017ed\u00fd, kdo podnik\u00e1, m\u016f\u017ee b\u00fdt vystaven nebezpe\u010d\u00ed, \u017ee si n\u011bkdy dost nevyd\u011bl\u00e1. A n\u011bkdy m\u016f\u017ee dokonce prod\u011bl\u00e1vat. K tomu by sice rozhodn\u011b nem\u011blo doch\u00e1zet, ale u\u017e je tomu prost\u011b tak. A proto by m\u011bli v\u0161ichni soukrom\u00ed podnikatel\u00e9 po\u010d\u00edtat i s touto eventualitou. […]","datePublished":"2025-11-01","dateModified":"2025-11-01","author":{"@type":"Person","@id":"https:\/\/www.silvano.cz\/author\/#Person","name":"","url":"https:\/\/www.silvano.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/390ba47df5874845ef3762ac16ecd0a67f4e30c13cbb7c7ee444ade303aa885b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/390ba47df5874845ef3762ac16ecd0a67f4e30c13cbb7c7ee444ade303aa885b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"silvano.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.silvano.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppp_10_10_1.jpg","url":"https:\/\/www.silvano.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppp_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.silvano.cz\/ktera-pujcka-nezklame\/","about":["Finance"],"wordCount":412,"articleBody":"      Ka\u017ed\u00fd, kdo podnik\u00e1, m\u016f\u017ee b\u00fdt vystaven nebezpe\u010d\u00ed, \u017ee si n\u011bkdy dost nevyd\u011bl\u00e1. A n\u011bkdy m\u016f\u017ee dokonce prod\u011bl\u00e1vat. K tomu by sice rozhodn\u011b nem\u011blo doch\u00e1zet, ale u\u017e je tomu prost\u011b tak. A proto by m\u011bli v\u0161ichni soukrom\u00ed podnikatel\u00e9 po\u010d\u00edtat i s touto eventualitou. M\u011bli by b\u00fdt p\u0159ipraveni na to, \u017ee jim nedostatek p\u0159\u00edjm\u016f m\u016f\u017ee zkomplikovat jejich existenci a t\u0159eba i znemo\u017enit podnik\u00e1n\u00ed. Je dob\u0159e, pokud se takov\u00e9 sc\u00e9n\u00e1\u0159e nenapln\u00ed, ale \u0161t\u011bst\u00ed p\u0159eje p\u0159ipraven\u00fdm. A tak je lep\u0161\u00ed b\u00fdt p\u0159ichystan\u00ed na komplikace, ke kter\u00fdm nedojde, ne\u017e se jimi nechat zasko\u010dit a potom t\u0159eba i pozd\u011b bycha honit.A co to znamen\u00e1 konkr\u00e9tn\u011b? \u017de by se m\u011bli podnikatel\u00e9 p\u0159ipravit i na nedostatek pen\u011bz, i t\u0159eba na vyslovenou chudobu, co\u017e je n\u011bco, co je m\u016f\u017ee kdykoliv potkat. A hlavn\u011b by m\u011bli v\u011bd\u011bt, kde potom aspo\u0148 naprosto nepostradateln\u00e9 minimum pen\u011bz sehnat, aby se nemuselo s podnik\u00e1n\u00edm skon\u010dit. N\u011bkdo by si t\u0159eba \u0159ekl, \u017ee by si v p\u0159\u00edpad\u011b sv\u00fdch podnikatelsk\u00fdch probl\u00e9m\u016f p\u016fj\u010dil pen\u00edze od banky. A m\u011bl by to za vy\u0159\u00edzen\u00e9. Jen\u017ee tak tomu nen\u00ed. Banky sice pen\u00edze formou p\u016fj\u010dky nab\u00edzej\u00ed, ale v\u00fdlu\u010dn\u011b t\u011bm podnikatel\u016fm, kte\u0159\u00ed maj\u00ed zjevn\u011b dobrou perspektivu. Kte\u0159\u00ed dost vyd\u011bl\u00e1vaj\u00ed a maj\u00ed \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, d\u00edky \u010demu\u017e mohou dostate\u010dn\u011b zaru\u010dit, \u017ee vyp\u016fj\u010den\u00e9 pen\u00edze splat\u00ed. A ti ostatn\u00ed? Ti maj\u00ed sm\u016flu. Ti a\u0165 to t\u0159eba zkus\u00ed n\u011bkde jinde. A pokud to zkus\u00ed jinde, mo\u017en\u00e1 usp\u011bj\u00ed. Kdy\u017e v\u011bd\u00ed, kde a jak. A pr\u00e1v\u011b proto by m\u011bli zn\u00e1t podnikatel\u00e9 i nebankovn\u00ed hypot\u00e9ky. Proto\u017ee jejich firmy m\u00edvaj\u00ed obvykle aspo\u0148 n\u011bjak\u00fd nemovit\u00fd majetek. A kdy\u017e se tento d\u00e1 nebankovn\u00ed spole\u010dnosti do z\u00e1stavy, nen\u00ed vyplacen\u00ed nebankovn\u00ed hypot\u00e9ky \u017e\u00e1dn\u00fd probl\u00e9m. A tak jsou pen\u00edze pro firmy lehce a v\u00fdhodn\u011b k sehn\u00e1n\u00ed. Tak\u017ee je nebankovn\u00ed hypot\u00e9ka bez registru t\u00edm, co pom\u00e1h\u00e1 podnikatel\u016fm a n\u011bkdy je i vysloven\u011b zachra\u0148uje. A kv\u016fli tomu by se o jej\u00ed existenci m\u011blo ur\u010dit\u011b dob\u0159e v\u011bd\u011bt.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka nezklame?","item":"https:\/\/www.silvano.cz\/ktera-pujcka-nezklame\/#breadcrumbitem"}]}]